San Diego Auto Insurance

If you are searching for affordable San Diego auto insurance, let the experts at HWP help you find the best policy for you. Every state in the U.S. requires drivers to purchase auto coverage, and state authorities will suspend those that drive without it.

Why is it required by law? The major reason for mandatory car coverage is so that in the case of an accident, neither party will have to pay out of their own pocket for damages.

This type of policy, just as any other type, is paid with monthly premiums that rise or fall depending on certain conditions. If you have a safe driving track record and do not speed or drive recklessly, your monthly premiums will be less like to increase each year you are a customer; on the other hand, frequent mishaps will cause rates to rise.

Your San Diego auto insurance quote will be a combination of several factors: age is an important one as younger drivers are statistically more likely to drive less cautiously, driving history, personal location, and model of car. Whether you are searching for a full-coverage San Diego auto insurance policy, designed to cover passengers, bodywork, and everything in between, or a budget-friendly basic plan, we are here to help you make sure that you obtain the coverage that you need to stay safe and provide the protection you need.

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Getting a competitive quote from Hatter, Williams & Purdy Insurance is simple and quick. Just fill in our online form.

Latest News From HWP

When You Rent a Car Should You Purchase Their Insurance?

by HWP Insurance

You’ve finally reached your vacation destination, and are arranging for your rental car. The rental car agent is recommending you purchase their insurance coverage – what should you do?
Generally, you should be OK waiving the rental car insurance, if:
• You already have personal auto insurance coverage which inludes comprehensive and collision coverage.
• You are renting the [...]

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What people are saying...

I have been using Hatter, Williams and Purdy for our family's auto insurance since 2005 and was immediately blown away by the family environment and personal touch we received. I have since referred countless family, friends and clients to H.W.P. Working for San Diego's largest Credit Union...

See our testimonials page!

Meet the People of HWP

Dustin Purdy
Personal/Commercial Lines Sales

Dustin Purdy, son of Scott Purdy, joined the HWP insurance team in February 2010. He transferred from the commercial construction industry where he gained over four years of experience in project management. An alumni of Cal Poly San Luis Obispo, he graduated in 2006 with a degree in Construction Management...

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Where are we located?

  • Carlsbad Office

    Phone: 760-795-2002
    Fax: 760-683-6667
    2230 Faraday Ave.
    Carlsbad, CA 92008
    [ map ]

  • Temecula Office

    Phone: 951-296-6833
    Fax: 951-296-6843
    43446 Business Park Dr.
    Temecula, CA 92590
    [ map ]