San Diego Auto Insurance

If you are searching for affordable San Diego auto insurance, let the experts at HWP help you find the best policy for you. Every state in the U.S. requires drivers to purchase auto coverage, and state authorities will suspend those that drive without it.

Why is it required by law? The major reason for mandatory car coverage is so that in the case of an accident, neither party will have to pay out of their own pocket for damages.

This type of policy, just as any other type, is paid with monthly premiums that rise or fall depending on certain conditions. If you have a safe driving track record and do not speed or drive recklessly, your monthly premiums will be less like to increase each year you are a customer; on the other hand, frequent mishaps will cause rates to rise.

Your San Diego auto insurance quote will be a combination of several factors: age is an important one as younger drivers are statistically more likely to drive less cautiously, driving history, personal location, and model of car. Whether you are searching for a full-coverage San Diego auto insurance policy, designed to cover passengers, bodywork, and everything in between, or a budget-friendly basic plan, we are here to help you make sure that you obtain the coverage that you need to stay safe and provide the protection you need.

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Getting a competitive quote from Hatter, Williams & Purdy Insurance is simple and quick. Just fill in our online form.

Latest News From HWP

Independent Agent vs. Captive (Company) Agent

by HWP Insurance

Consumers often times are unaware that there are two different types of insurance agents.  Believe it or not, but the type of agent you choose can have a large impact on your wallet.  It may be advantageous for you to ask your agent if they are independent or captive.
Independent agents are just what the word [...]

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What people are saying...

First and foremost let me thank you for your assistance with this matter, you have impressed me with your effort, communication and concern. You learn a lot about a person and a company in time of need, I will feel very comfortable referring you and your company when the opportunity present itself....

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Meet the People of HWP

Scott Purdy, CIC
President

Scott Purdy started in the insurance industry in 1978, as a life insurance agent with National Life of Vermont. Scott joined Hatter, Williams & Purdy Insurance in 1983, and has spent the balance of his career in the agency/brokerage business. In 1999, Scott assumed the principal position of HWP, and became President...

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Where are we located?

  • Carlsbad Office

    Phone: 760-795-2002
    Fax: 760-683-6667
    2230 Faraday Ave.
    Carlsbad, CA 92008
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  • Temecula Office

    Phone: 951-296-6833
    Fax: 951-296-6843
    43446 Business Park Dr.
    Temecula, CA 92590
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