Mercury Insurance is celebrating 50 years of service. The company was founded in 1962 in Los Angeles, Ca. Their philosophy is to value customers relationships, which has been a success over the years. The insurance industry then is much different than it is today. The biggest [...]

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HWP welcomes Safeco into its list of A rated preferred carriers. Effective March of 2012, we are appointed to sell all of their personal insurance products including Homeowners, Automobile, Personal Umbrella, Motorcycle, Rental Dwelling, Recreational Vehicles, Classic Auto, Watercraft, etc.
We are very excited to have Safeco on board to give us one [...]

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In today’s world of declining home and commercial market values, there often is a misconception that there is also a corresponding decline in insurance replacement values. This is a misconception that can be very costly to both the homeowner, and the business owner. In reality, there is very little correlation [...]

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At HWP, we recently received a call from a client that was looking at a $3,500 repair bill for some front end work needed on his auto. A local mechanic told him that the damage appeared to be a broken weld, which had caused additional damage to adjacent parts. The client recalled an accident that [...]

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Consumers often times are unaware that there are two different types of insurance agents.  Believe it or not, but the type of agent you choose can have a large impact on your wallet.  It may be advantageous for you to ask your agent if they are independent or captive.
Independent agents are just what the word [...]

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Purchasing a vehicle can be a tedious process.  There seem to be hundreds of variations in trim packages and optional upgrades to choose from, which can make the car buying experience difficult and sometimes overwhelming.  Typically, consumers will automatically assume that their optional upgrades will be covered on their standard insurance policy.  Dealerships (not factories) [...]

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We are so fortunate to live in sunny San Diego!  Even in December the weather is usually mild enough that we can venture out and catch some great traditional things to do.  Here are some top holiday picks:
See Neighborhood Christmas Lights– Several neighborhoods around town put on annual displays and even hold competitions.  Christmas Circle [...]

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This month the employees at Hatter, Williams & Purdy teamed up with Outreach for Humanity and made a contribution to Operation America Cares. 
Operation America Cares is a nonprofit that ships care packages to our soldiers in Afghanistan.  In conjunction with other donors we are hoping to be able to exceed our Operation’s 2010 efforts which shipped 150 [...]

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Long-term care (LTC) refers to a variety of services designed to help people perform the func­tions of daily living, to ensure they remain as independent as possible.
People with illnesses that require long-term care services often need assistance with daily activities on an ongoing basis. This may include shopping, transportation, and housekeeping as well as the [...]

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Halloween is just around the corner.  It is an exciting time of the year for both children and adults.  It is also a good time to remind everyone of the precautions that should be taken during this time.  Here are a few safety tips to keep in mind:
1)      Children should always be accompanied by an [...]

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