If your plans include renting a cabin or vacation home this winter to spend time with your family and friends, what would happen if you damage the rental property?  Your homeowner’s or renter’s policy’s comprehensive personal liability coverage would extend to that location up to your policy limits, for what you are found legally liable [...]

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When the lights went out, most San Diegans quickly learned that they weren’t necessarily prepared for a power outage.  Although it was short lived, another occurrence is always a likely possibility.  Hopefully by now you have a plan of action in place along with an assortment of emergency supplies. 
One of the most common shockers during [...]

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Have you reviewed your automobile coverage’s with your agent lately and do you understand the coverage’s provided?  Bodily Injury liability insurance is required for every registered vehicle in California and you can add optional coverage’s to your policy. Here are a few key terms to understand:

Bodily Injury Liability protects you from legal claims by others [...]

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Due to the depressed real estate market, more and more people are taking advantage of the great deals on foreclosed properties.  Often times, these homes are in great need of repair and cannot be rented or re-sold right away.   These homes are usually difficult to get insured through standard Landlord Fire policies as they are [...]

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Fall is approaching, which means it’s time to start making preparations for college students. 
Car Insurance
If your college student is not taking a car to school, you may be eligible for a discount on your auto insurance.  The general guideline for a “Distant Student Discount” is that the child be away at a school over 100 [...]

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Over the past 15 years, long term care insurance has become increasingly popular.   The reason being is that people are living longer lives than ever before – often requiring assistance in their later years.    Long Term Care Insurance helps cover the expenses associated with an individual’s inability to care for themselves.   Typically, the expenses associated [...]

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During summer people tend to spend more time outside, hanging out with friends and relaxing by the pool.
Now more than ever, is the time for homeowner’s with swimming pools to make sure their yards are safe and secure, in order to limit the risk of an accidental drowning.  The following steps will help keep your [...]

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Mercury Insurance will once again be the title sponsor of the Tennis Open from July 30 thru August 7, 2011.  The Tennis Open will be held at La Costa Resort in Carlsbad, Ca.
Not only does Mercury Insurance have great rates on Auto Insurance but they will have special offers at the tournament for current customers [...]

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As of June 27, 2011 the California Department of Insurance now requires that insurance companies and agents provide consumers with a copy of a replacement cost estimate report, used to determine the amount of coverage necessary to rebuild their homes in the event of a total loss. The new regulation stems from the recent catastrophic [...]

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The Fourth of July, or Independence Day, is a huge day for the American people. It has been a US Federal holiday since 1941, and most of us celebrate by throwing barbecues, lighting fireworks, and going to the beach. Celebrations and festivities can be dated back as far as the 18th century near the time [...]

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