October is Breast Cancer Awareness month. Did you know that ONE IN EIGHT women will be affected by Breast Cancer in their lifetime? Think about those around you. Everywhere I turn lately I find someone who is either a survivor or has a close relative or best friend who has had [...]

More

The question regarding medical payments arises quite often in the insurance industry. A lot of people are mistaken about how the coverage responds in the case of an automobile accident. One of the main misconceptions is that the coverage only applies to the named insured. Most people don’t think about what would [...]

More

It is that time a year again for students to go back to school. If your child is attending college, there are discounts available such as good student and student away at school. The good student discount is given if your child is enrolled in 12 or more units and [...]

More

As Americans, we enjoy more than three billion barbecues each year. But beware, barbecuing can be very dangerous, if you are not careful. The following are tips to make your grilling experience safer:
1. When preparing to barbecue, make sure you are protected by wearing a heavy apron and make sure you have an oven mitt [...]

More

With all of the fires burning in Colorado already this year, it brings back haunting memories of the 2003 and 2007 fire storms we had throughout California. Nothing can completely prepare someone for a total loss of their home, their personal property or some of the family memories in photos that may never be [...]

More

The days of forgetting to put your new auto insurance ID cards in your car may be gone as a bill recently passed committee in Sacramento allowing proof of insurance to be available on your smart phone as reported in the Insurance Journal.
Assembly Bill authored by Assemblyman Mike Gatto, D-Silver Lake, would enable a person [...]

More

Mercury Insurance is celebrating 50 years of service. The company was founded in 1962 in Los Angeles, Ca. Their philosophy is to value customers relationships, which has been a success over the years. The insurance industry then is much different than it is today. The biggest [...]

More

HWP welcomes Safeco into its list of A rated preferred carriers. Effective March of 2012, we are appointed to sell all of their personal insurance products including Homeowners, Automobile, Personal Umbrella, Motorcycle, Rental Dwelling, Recreational Vehicles, Classic Auto, Watercraft, etc.
We are very excited to have Safeco on board to give us one [...]

More

In today’s world of declining home and commercial market values, there often is a misconception that there is also a corresponding decline in insurance replacement values. This is a misconception that can be very costly to both the homeowner, and the business owner. In reality, there is very little correlation [...]

More

At HWP, we recently received a call from a client that was looking at a $3,500 repair bill for some front end work needed on his auto. A local mechanic told him that the damage appeared to be a broken weld, which had caused additional damage to adjacent parts. The client recalled an accident that [...]

More