Your home may be your single largest asset, so naturally you want to be certain that your homeowners insurance appropriately protects you, your home and your belongings from damage, theft and liability.
California homeowners face a number of unique and ever present risks – wildfires, earthquakes and flooding. With over 60 years of experience, HWP Insurance offers you the wisdom and expertise necessary to ensure that your home is properly protected for the most common risks.
We work very closely with each and every client to ensure that their home, condo or apartment has the right amount of insurance protection, and we make sure you understand what is insured, how much it is insured for, and what exclusions apply.
We thoroughly explain the different types of coverage offered by a typical homeowner’s policy, such as:
We will help you determine what protection is necessary to protect your home. Common coverages included in Homeowners Insurance include: Fire, Smoke Damage, Theft, Vandalism, Lightening, Windstorm or Hail, Sudden & Accidental Water Damage, Explosions, Falling Objects, etc.
Your personal situation may require additional coverage to protect your assets, such as higher liability limits or an umbrella policy. Also, you may have valuables that basic policies won’t protect, which we can cover separately for you. We’ll also explain how you can add coverage for certain losses that can be caused by natural disasters, such as flood and earthquakes, which are not always covered by a typical homeowner’s policy.
Getting a competitive quote from Hatter, Williams & Purdy Insurance is simple and quick. Just fill in our online form.
by HWP Insurance
You’ve finally reached your vacation destination, and are arranging for your rental car. The rental car agent is recommending you purchase their insurance coverage – what should you do?
Generally, you should be OK waiving the rental car insurance, if:
• You already have personal auto insurance coverage which inludes comprehensive and collision coverage.
• You are renting the [...]
I have been using Hatter, Williams and Purdy for our family's auto insurance since 2005 and was immediately blown away by the family environment and personal touch we received. I have since referred countless family, friends and clients to H.W.P. Working for San Diego's largest Credit Union...
Jenny Bowman, CISR
Customer Service Rep/Supervisor
Jenny is a native to California and has been in the insurance business for more than ten years. Jenny began her career working for an independent commercial insurance office in Bishop, CA and shifted her focus to Personal Lines when she moved to San Diego in 2001. She joined Hatter, Williams & Purdy...