Earthquake Insurance – What you need to know What are the two most important things to know about earthquake insurance? 1. Most home insurance policies do not cover earthquake damage. 2. Even if you don’t live in an area where…
Read MoreForeign Car Rental Insurance
If you have a summer vacation outside of the United States planned this summer, and will be renting a vehicle, please check with your insurance professional to see if your auto coverage will extend. Most auto policies do not extend…
Read MoreEmployment Practice Liability Insurance
What is Employment Practice Liability (EPL)? This coverage protects your business against claims of wrongful termination, harassment, discrimination, invasion of privacy, wage an hour violations and more. The coverage also includes cost of defense regardless of if the claim has…
Read MoreImportance of Auto Rental Reimbursement Coverage
Unfortunately, accidents can happen anywhere, anytime and to anyone of us. Are you prepared with Auto Rental Reimbursement coverage if you are involved in an accident? Here is some information to keep in mind to help you determine the importance…
Read MoreUmbrella Insurance
Having the right level of coverage is key in protecting your hard earned assets. An umbrella policy can help protect you over and above your underlying insurance limits. Whether you are a business owner and own buildings or an individual…
Read MoreLatest Insurance News
At HWP we strive to update our clients with the latest insurance news, see below some of the most recent updates from our carriers: Mercury Insurance • Has introduced an Annual term for their preferred automobile program *currently they only…
Read MoreWorkers Compensation
Running a business is no easy feat. Especially, when you have to think about things like employee payroll and workers compensation coverage. Workers compensation pricing is based on several factors. The main factors involved are the classification code of employees,…
Read More5 Must-Have Smart Gadgets for the Home
Technology is permeating every aspect of our lives. Smart home devices not just for the tech guru anymore! These smart devices are transforming the homes of families all over the world. It’s time to step up your home tech game…
Read More5 Spring Maintenance Tips for the Home
As the seasons change, so does your house… even in moderate weather like San Diego county enjoys, your home needs to be checked for wear and tear and repaired where needed. Seasonal home maintenance is just one of those pesky homeowner items…
Read More6 Tips to Prepare for a Road Trip
Road Trip Time! The thought of a road trip can either fill you with excitement or dread, depending on your past road trip experiences. Road trips can be fun and create great memories, but when you are ill-prepared, they can…
Read More
