Business Owners Policy


At Hatter, Williams and Purdy Insurance, we understand that business owners desire the broadest range of protection for the best value available.  We can help your business find protection for property, business income/extra expense, crime and equipment breakdown, general liability, and more - all customized into one convenient package.

Business Owner Policies (BOP) are ideal for small to medium sized companies.  With a BOP you’ll receive the coverage you need at a discounted package rate.  Allow one of our experienced professionals to give you more information about the BOP that would benefit your company.

Protection provided by Business Owners Policy:

  • Property including replacement cost coverage for your buildings and business personal property
  • Business Income and Extra Expense
  • Equipment Breakdown
  • General Liability coverage including Premises, Products and Completed Operations exposures
  • Fire Legal Liability
  • Non Owned and Hired Auto Liability
  • Employee Benefits Liability

At HWP Insurance, we can also supplement your BOP with a Business Auto policy, a Professional Liability policy, and/or a Workers’ Compensation policy to provide you with complete business coverage.  Allow us to help you identify the policy that will suit your business the best.  Contact us or click here to fill out a questionnaire!

Due to Governor Newsom’s “Stay at Home” order, our offices will be closed. If you have a claim to file, please note the carriers claims phone numbers listed under “Client Services”. Also, if you have a critical insurance issue, and leave a voice message at the main phone line, we will get back to you as soon as we can. We are working to have our employees set up remotely to assist you. We appreciate your patience during this critical time.