When you commit to an apartment, you want to have as much information as you can so you know what to expect, how issues will be resolved, and what it will cost. Gear up for your next apartment search with…
Read MoreTheft Of Your Business Information and Cyber Liability Insurance
The typical business owner often thinks of their insurance exposure to potential loss by theft as something tangible; contents or items that can be physically taken. However, in the rapidly expanding cyber world, information is the new target. Unlike physical…
Read More4 Design Ideas and Decorating Tips for the Office
It’s not unusual to put a lot of time into decorating your home, but don’t forget about all the time spent at the office! Your office should be a space that helps you feel inspired, motivated, and organized. Wondering how…
Read MoreWhat Happens If A Worker is Hurt On Your Premises?
We all do it! We need some work done around the house, and we search Craigslist for a handyman or contractor to complete the task. Typically, we look for the least expensive worker we can find to paint our house,…
Read MoreJewelry Insurance Tips for that Sparkly Holiday Gift
Are you picking up a sparkly gift for that special someone this Christmas? Do you want to make sure that your loved one can enjoy this gift for years to come? You might want to check into scheduling that item…
Read MoreHWP Spotlight: Oceanside Community Service TV
KOTC non-profit community television Next year KOCT will be celebrating 30 years of service to our north county community. KOCT, also known as Oceanside Community Television, is one of the only non-profit community television stations in San Diego County. KOCT…
Read MoreCIG Offers Sports & Golf Equipment Coverage
It is that time of year: the days are longer, weather is nicer and it’s time to enjoy outside activities. CIG Insurance offers Sports & Golf Equipment Coverage which can be added onto your CIG Homeowners, Condo Owners, Renters or…
Read MorePreparing a Home Inventory Guide
As an insurance agent, I’ve recommended to clients that they complete and store an up-to-date home inventory guide. To my surprise, most people have no idea what I’m talking about. Why do you need a home inventory guide? You arrive…
Read MoreWorkers Compensation Premiums on the Rise
While California’s Insurance industry waits for the results of recent reforms to workers compensation, employers in the state will most likely still see increases in their Workers Compensation premiums in 2013. While Senate Bill 863 was signed into law last…
Read MoreSenate Bill 863 – Workers’ Comp Reform Law – Will Rates Be Affected?
In an effort to effectively manage their operations, most business owners need to anticipate the cost of their workers compensation costs…. which in California can be a moving target. The challenge is that workers compensation rates fluctuate from year to…
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