The Cedar Fire in October 2003 burned over 28,000 acres and destroyed nearly 335 homes in San Diego County. As fire season approaches, San Diego county fire officials urge homeowners to prepare and perform loss reduction maintenance. Above normal annual…
Read MoreCommercial Building Owners Insurance and Tenants Insurance
Commercial Building Owners – Are you the owner of a building with one tenant or multiple tenants? As a building owner, do you have the proper insurance to cover you and your investment in the event of a loss? Do…
Read MoreERISA Bonds and your 401K Plan
The Employee Retirement Income Security Act of 1974 is a statute that regulates the establishment, administration and operation of employee benefit plans including both retirement and health plans. One of the purposes of ERISA is to protect benefit plans against…
Read MoreDoes my San Diego Auto Insurance cover me in Mexico?
The short answer is no! Auto accidents which occur in Mexico are subject to the laws of the Mexican government. An automobile accident in Mexico is considered a criminal offence as well as a civil matter. Under Mexican Law you…
Read MoreInsurance Considerations on New Cars
Before you purchase a new car, you might want to consider what the cost of insurance will be on that new vehicle! San Diego auto insurance rates can vary drastically, depending on the type of vehicle you purchase. Most car…
Read MoreEarthquake Insurance…Are You Protected?
San Diego Insurance.. Protecting your Asset against a Natural Disaster! Your home may be one of the biggest investments you purchase in your lifetime, so why not protect that investment with adequate coverage! Your Homeowner’s policy typically covers fire, water,…
Read MoreProtect Yourself From a Business Income Loss
Business Income Coverage Did you know…………..If a loss causes your business to close down for an extended period of time, your current policy might not provide the income replacement to continue payroll for key employees? As an owner of a…
Read MoreNo Personal Umbrella Insurance? It could cost you a fortune!
Did you know…
A Preferred Personal Umbrella Insured with one house and two vehicles often pays less than $225 in annual premium for $1,000,000 of additional liability insurance coverage.
Read MoreProtecting you and your Business: Americans with Disabilities
Since 1969, California laws have entitled individuals with disabilities to full and free access to all buildings and facilities open to the public — including rental housing1. California law later added civil penalties, including a private right of action, allowing…
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