I’m borrowing my friend’s car … am I covered? Most people have an idea of what’s covered and not covered under their various insurance policies. At HWP Insurance we get a lot of questions about borrowing or loaning a car….
Read MoreBack to School Coverage
It is that time a year again for students to return to school. If your child is attending college, there are discounts available such as good student and student away at school. The good student discount is given if your…
Read MoreWorkers Compensation Never More Competitive
Historically, insurance is a product that tends to shift through cycles with insurance carriers. As changes occur to the economy, climate (wildfires, earthquakes, etc.), laws, and more it affects the way that insurance carriers think and react. Recently, we’ve experienced…
Read MoreProtecting Your Home from Wildfires
With the recent hot weather and likely more to come, below are tips that can help you protect your home from a potential wildfire. Clear and direct access to your home can be crucial in an emergency situation – it…
Read MoreEarthquake Insurance
Earthquake Insurance – What you need to know What are the two most important things to know about earthquake insurance? 1. Most home insurance policies do not cover earthquake damage. 2. Even if you don’t live in an area where…
Read MoreForeign Car Rental Insurance
If you have a summer vacation outside of the United States planned this summer, and will be renting a vehicle, please check with your insurance professional to see if your auto coverage will extend. Most auto policies do not extend…
Read MoreEmployment Practice Liability Insurance
What is Employment Practice Liability (EPL)? This coverage protects your business against claims of wrongful termination, harassment, discrimination, invasion of privacy, wage an hour violations and more. The coverage also includes cost of defense regardless of if the claim has…
Read More
