Equipment Breakdown


You have equipment that is important to your operations and you depend on it to keep your business going.  Equipment Breakdown Insurance covers the physical damage and the financial damage caused by an insured equipment failure.

Equipment Breakdown Insurance can provide broad coverage on the equipment you rely on every day such as Electrical Distribution, Heating and Cooling, Telephone, Electronic and Refrigeration Systems.

Many states or local jurisdictions have laws that require boilers and pressure vessels to be inspected on a regular basis.  Many of the carriers we work with provide this professional service to you at no additional cost.


Equipment Breakdown Coverages to Consider:

  • Protection against damage caused by mechanical breakdown, power surges, short circuits/electrical arcing, motor burnout and boiler damage.
  • Direct Property Loss – the cost to replace or repair the damage equipment
  • Business Income and Extra Expense
  • Loss of Value of spoiled products or materials

Contact us for a review of your equipment breakdown exposure or click here to fill out a questionnaire and let us use our expertise to help you tailor an Equipment Breakdown Policy that fits your needs.

Due to Governor Newsom’s “Stay at Home” order, our offices will be closed. If you have a claim to file, please note the carriers claims phone numbers listed under “Client Services”. Also, if you have a critical insurance issue, and leave a voice message at the main phone line, we will get back to you as soon as we can. We are working to have our employees set up remotely to assist you. We appreciate your patience during this critical time.