New year, new financials? At HWP Insurance we want you to make sure you are prepared for any changes that have, are or will be happening in the new year. Whether you recently had a major life change or are anticipating one, such as a marriage, divorce, or obtained new valuables or property, you may need to reevaluate your insurance coverage for present or pending changes.
Review Insurance Policies
No matter what the circumstance may be, when it comes to Auto, Home, and Watercraft Insurance, HWP Insurance has you covered. For instance, in the case of a marriage, the couple may qualify for a discount on auto insurance, by seeking out combination packages of price and service as one, instead of two separate entities. Another example is if you newly acquired valuables, such as jewelry, electronic equipment, antiques, or fine art, your homeowners policy may need to be upgraded. In the instance of retirement, you may be using your car less, and actually qualify for a lower auto premium. For more info please contact one of our associates at HWP Insurance.
Plan For Growth
Imagine, you and your significant other just found the beachfront retirement property of your dreams. The retirement home is in your budget and you both are filled with excitement and anticipation to purchase your new home. Prior to formerly committing to one of the best and most important purchases of your life, make sure you consult with one of HWP’s trained and certified insurance professionals on the availability and cost of homeowners insurance. Similarly, in case of another significant life event, such as your teen obtaining their driver’s license, you will need to consider the best insurance options. Make sure to talk to one of our associates to get the best deal, in a situation like this.
Protect Your Assets
If you already aren’t aware of the importance of cybersecurity insurance, don’t worry, we are here to ease any concerns you may have. Cybersecurity insurance serves as a vital risk management strategy in today’s digital age. A general rule of thumb for any websites with important personal information only accessed by usernames and passwords, be sure to change your passwords in the new year, and/or every three months. By enlisting in cyber security, in the case of a security breach, some of the financial risk is transferred to the insurer. When first-party insurance is obtained, damage to digital assets or business interruptions caused by an attack, can be mitigated under cybersecurity insurance. Terms for cybersecurity may change every day, as new threats are evaluated and handled. More information here: Cybersecurity.