It is that time of year again to bring out the Halloween decorations, host parties and prepare for trick-or-treaters. In doing so, keep in mind the liability exposures associated with having visitors on your property and the precautions that need to be taken during this time for a Safe Halloween.
*Make sure driveways, sidewalks, steps and stairs are clear of any decorations or extension cords that could create a trip hazard.
*Have areas well-lit if you plan on having visitors after dark.
*Consider having battery operated candles inside jack-o-lanterns in place of candles to avoid any potential fire hazard.
*Keep your family pet away from visitors to avoid any aggressive nature that may occur.
*Use only commercially packaged treats and avoid handmade goodies.
*Secure your home to avoid any potential thefts if you plan on leaving for the evening.
*If hosting a Halloween party be sure your guests have a designated driver if needed when serving alcohol.
*If hosting a party away from home, inquire about necessary liability coverage needed.
For more ways to take care of yourself during the holidays, click here!
To obtain more information on Personal Liability Coverage, please feel free to contact our Carlsbad Office at (760)795-2002 or Temecula Office (951)296-6833