California Restaurants

We at Hatter, Williams & Purdy Insurance know how challenging it can be to profitably manage a restaurant. Restaurant insurance is extremely important to protecting your business, but also keeping your insurance costs down as well.

Our commitment to you is to help you get top rated insurance protection at the most competitive cost. Whether you own a deli or restaurant of any size, HWP Insurance can help you choose the very best insurance coverage at the very best price.

The professionals at HWP will help you understand the different coverage’s for your restaurant beginning with basic coverages, which include:

  • General Liability. Required for anyone in the restaurant business, it protects your customers on your property.
  • Business Personal Property. This covers your restaurant’s property and equipment used to run your restaurant.
  • Business Income. This pays for your lost income if you have to close your restaurant due to a covered loss, such as a fire.

We will also help you understand other important coverage’s needed to properly insure your restaurant. For example: How can you be protected in the event that your food stock becomes spoiled or contaminated? The right coverage will pay for these types of losses as well. Liability insurance will also pay for medical and attorney fees, if necessary.

There are many other coverage’s available to properly cover your restaurant and restaurant operations. Some of those coverage’s are:

  • Liquor Liability
  • Equipment Breakdown
  • Spoilage
  • Employee Dishonesty
  • Sewer/Drain Backup

Hatter, Williams & Purdy Insurance will be happy to help you determine which coverage and limits are right for you. If you would like a quote for your restaurant insurance, Contact us or click here to complete our questionnaire!

Due to Governor Newsom’s “Stay at Home” order, our offices will be closed. If you have a claim to file, please note the carriers claims phone numbers listed under “Client Services”. Also, if you have a critical insurance issue, and leave a voice message at the main phone line, we will get back to you as soon as we can. We are working to have our employees set up remotely to assist you. We appreciate your patience during this critical time.