Retail and Wholesale


California Retail & Wholesale

At Hatter, Williams & Purdy Insurance we realize not all retail and wholesale operations are the same. From the ordinary to the extraordinary, no matter where you fall, you rely on your operations to run smoothly. Any business interruptions can have a dramatic effect on your bottom line, or potentially the livelihood of your company.

At HWP, our professionals have worked with clients in your industry for over sixty years. Over that period of time we’ve established strong relationships with carriers that specifically target the retail and wholesale markets, to ensure you’re getting a high quality insurance package at the best rate available. Our professionals have the knowledge and expertise to build you a custom policy so you can focus on what’s important… running your business!

Some of the coverage’s unique to your business would be:

  • Loss of Income – Pays for your lost income should you have to close due to a covered cause of loss
  • Peak Season – Your limits of property coverage fluctuates automatically to meet your seasonal needs
  • Money & Securities – Pays for loss to money from within your business location and also in transit
  • Property in Transit – Covers personal property while it is in transit
  • Brands & Labels – Pays to re label or stamp salvage branded or labeled merchandise damaged by a covered loss
  • Damage to Customers Autos – pays direct damage to customer’s auto and its contents left in the care, custody and control of your hired attendant
  • Spoilage Coverage – Pays for loss to “perishable stock” from a change in temperature caused by a mechanical or electrical breakdown

You’ve worked hard to establish your business and you deserve the peace of mind to know your company is insured properly. Allow one of our insurance professionals to analyze your coverage needs and provide a free no obligation quote for your review. Please click here to contact one of our agents.

Due to Governor Newsom’s “Stay at Home” order, our offices will be closed. If you have a claim to file, please note the carriers claims phone numbers listed under “Client Services”. Also, if you have a critical insurance issue, and leave a voice message at the main phone line, we will get back to you as soon as we can. We are working to have our employees set up remotely to assist you. We appreciate your patience during this critical time.