California Boat and Watercraft Insurance

Whether you enjoy the water in a sailboat, a power boat, or a personal water craft, a boat insurance policy from HWP Insurance will give you and your passengers the protection and peace of mind you need.

Your boat can bring you and your family many hours of fun and memories, but it is also highly vulnerable to the risks associated with storms, strong winds, theft, and accidents. A boat insurance policy from HWP protects you from the financial vulnerability associated with these perils.

Boat insurance policies are available to provide physical damage protection for your boat hull, motors, trailers, and associated equipment. Optional coverage can protect your personal property such as clothing, portable radios, fishing equipment, water skis, and more.

Our Options are Your Advantage

HWP is an independent broker. We are not obligated to sell the products of one insurance company. Instead, we shop different carriers to find you the best boat insurance protection for the most affordable price. And to save you even more money, we can help you take advantage of additional discounts, such as the following:

  • Safety course discounts. These discounts are available to those who complete U.S. Coast Guard Auxiliary courses or U.S. Power Squadron Safety programs.
  • Coast Guard certification discount. This discount is for boaters who have passed a Courtesy Marine Examination (CME) provided by the Coast Guard Auxiliary.
  • Protective device discounts. Additional discounts may be available to you if your boat is equipped with a depth finder, VHF ship-to-shore radio, radar system, burglar alarm, or other protective device.

Contact us to get the best boat insurance coverage. Our multiple carrier options are your savings advantage.

Due to Governor Newsom’s “Stay at Home” order, our offices will be closed. If you have a claim to file, please note the carriers claims phone numbers listed under “Client Services”. Also, if you have a critical insurance issue, and leave a voice message at the main phone line, we will get back to you as soon as we can. We are working to have our employees set up remotely to assist you. We appreciate your patience during this critical time.