Commercial Property Insurance

Project Description:

Commercial General Liability Insurance

HWP was referred a potential client from a commercial real estate broker.

The Need:

The initial request was premises liability coverage, to satisfy the terms of the lease agreement.  The client had coverage in place, but wanted to be sure the coverage satisfied the insurance requirements of the landlord.

The Solution:

After reviewing the lease with the client and the real estate broker, we discovered there were several areas that had not been addressed by the current policy, that left the client potentially exposed to a sizable insurance related loss.   Additionally, when we discussed the clients business related insurance needs and exposures,  we discovered several gaps in coverage there, also.

Ultimately, we were able to fill the coverage gaps for the client, and reduce premium dollars.

At HWP  we take the time to analyze the individual risk.  We tailor coverage to meet the specific needs of the client.  Also, because we are Independent Agents we are not limited to a single insurance carrier, and are able to shop multiple markets to find the best fit for coverage and cost.


Insurance Agent – Scott P.

Due to Governor Newsom’s “Stay at Home” order, our offices will be closed. If you have a claim to file, please note the carriers claims phone numbers listed under “Client Services”. Also, if you have a critical insurance issue, and leave a voice message at the main phone line, we will get back to you as soon as we can. We are working to have our employees set up remotely to assist you. We appreciate your patience during this critical time.