Employment Practices Liability insurance (EPLI) is insurance designed to protect a business from employment lawsuits brought on by former, current, or potential employees. The coverage provides protection against alleged discrimination, harassment, wrongful termination, retaliation and other employment related issues.
In addition to carrying an EPLI policy, other steps can be taken to help minimize the risk of an employment related lawsuit. Its important to have clearly written company policies, typically in the form of an employee handbook. Within the written company policy, items such as anti- discrimination, anti-harassment, anti- retaliation, equal employment, and others should be addressed.
However, even with the proper precaution’s employers are still susceptible to employment related claims.
